Dedicated Financial and Insurance Solutions for Families with Special Needs
Compassionate Support and Expert Guidance Every Step of the Way
“As a parent of a child with special needs, I understand firsthand the unique financial and insurance challenges you face.”
-Brian Altounian, HarborLight Financial Strategies
Planning for the future takes on a new level of importance and complexity. At HarborLight Financial Strategies, we’re more than just advisors; we’re partners in navigating the unique journey of securing a stable, protected future for your child. Our services are designed to offer peace of mind through tailored financial and insurance planning that addresses the specific needs of your family and your child.
Our Commitment to You and Your Family
Personal Experience
Drawing from personal experience and professional expertise, we offer understanding, empathy, and tailored solutions that genuinely meet the needs of families with children of special needs.
Holistic Planning
We provide comprehensive financial planning that includes education funding, estate planning, special needs trusts, government benefit planning, and insurance solutions, ensuring all aspects of your financial life are harmonized to support your child’s well-being.
Specialized Services
Special Needs Trusts
A cornerstone of future planning, ensuring your child is cared for without affecting eligibility for essential government benefits.
Life Insurance Planning
We offer tailored advice on life insurance products that ensure the financial security of your child, now and in the future.
Long-Term Care Planning
Preparing for the future with solutions that safeguard your family’s financial stability and ensure ongoing care for your child.
Government Benefits Navigation
Assistance in understanding and maximizing government benefits for which your child may be eligible, including SSI and Medicaid.
Estate Planning
Detailed planning to ensure your estate is managed according to your wishes, with special considerations for the unique needs of your child.
Why Families of Special Needs Children Choose HarborLight Financial Strategies
Choosing HarborLight means partnering with a team that understands your family’s journey on a personal level. Our founder’s experience as a parent of a child with special needs drives our mission to provide empathetic, informed, and specialized financial planning and insurance services to families like yours.
Let’s Discuss How We Can Support Your Family’s Future
Take the First Step Toward Your Dream Retirement